Make sure you can afford the monthly mortgage payments and other costs associated with owning a home; interior maintenance such as appliances, water heater, furnace, and exterior maintenance such as roof and gutter care, etc.
Get pre-approved for a mortgage.
This will let you know how much of a loan you can qualify for and give you an advantage when you start shopping for houses. Contact a local lender who will let you know different mortgage programs for home buyers. For example first time home buyers, down payment assistance, buy downs, etc.
Research the area you are interested in.
Look into the local schools, crime rates, and types of amenities available in the area such as parks, coffee shops, dog parks, and entertainment.
Make sure you have enough saved up for a down payment, closing costs, and any other costs associated with the purchase.
Some loan programs offer down payment and closing cost assistance. Be sure to ask your lender about options.
Hire a reputable Real Estate Broker to help you through the process.
Not all Real Estate Agents are created equal. Be sure to interview at least three agents to find the right fit for you and your needs. A few questions to ask; 1. How long have you been an agent? 2. Do you work full time or part time as an agent (are they available nights and weekends?) 3. Will I be working with you individually, or with a team?
Once you have all your ducks in a row, you'll be well on your way to homeownership!
And, be sure to follow us on these platforms for more great information and new listing alerts!
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By digitally signing this form you are providing with your express written consent to send you business and marketing communications via email and by calls or prerecorded messages dialed by a natural person or by an automatic or automated telephone dialing system. This express written consent applies to each such email address or telephone number that you provide to us now or in the future and permits such communication regardless of their purpose.
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Address: '123 Main St, Anytown' Neighborhood: 'Downtown' Zip: '98115' City: 'Anytown' or 'Anytown, State/Province' MLS number: 'MLS# 38065544'